论文摘要英文翻译我英语特差，希望有谁能帮帮我，在此先谢谢各位了

内容摘要
2007年美国爆发的次贷危机对全球金融业造成巨大的灾难，许多声名显赫的金融机构损失惨重，一部分直接破产、重组或国有化。由于中国金融体系相对保守和封闭，这次次贷危机对我国金融机构冲击相对较小，但是它所带来的对我国金融机构的启示和警戒我们并不能忽视。本文在调查分析美国次贷危机形成原因的基础上，透过美国次贷危机这面镜子可以看出我国金融机构的潜在风险产生的根源有类似于美国的地方，可以从中吸取教训和总结经验，用来指导我国金融机构风险的防范。全文由四个部分构成。第一部分主要是美国次贷危机的发展过程回顾；第二部分主要分析美国次贷危机的内在原因，得出结论主要是由次级房地产按揭贷款，房贷证券化，投资银行的异化，金融杠杆率过高，信用违约掉期，对冲基金缺乏监管这环环相扣的六个链条断裂而引起的连锁反应；第三部分是美国次贷危机对我国金融机构的启示，认为美国次贷危机主要是由信用风险，流动性风险，市场风险共同作用的结果，我国金融机构应加以重视引以为戒；第四部分是我国金融机构的风险防范措施，建议应形成以内部控制为基础，以风险控制为主导的金融机构风险防范机制。
2007 U.S. outbreak of the subprime mortgage crisis on the global financial industry caused huge disaster,
Many prominent financial institutions suffered heavy losses, part of the direct bankruptcy, reorganization or nationalized. As China's financial system is relatively conservative and closed, the sub-prime crisis on the impact of China's financial institutions is relatively small, but it brings the revelation of our financial institutions and we can not ignore the warning. Based on the investigation of causes of the U.S. subprime mortgage crisis basis, through the U.S. subprime mortgage crisis, the mirror can be seen that the potential risks of financial institutions, the root causes of a place like the United States can learn from and lessons learned, used to guide our financial institutions risks. Full-text consists of four parts. The first part is the U.S. subprime mortgage crisis, the development process of review; the second part of the U.S. subprime mortgage crisis, the underlying causes, draw conclusions mainly by subprime real estate mortgage loans, mortgage securitization, investment banks alienation, financial high leverage, credit default swaps, hedge funds, lack of supervision that a chain of six chain broke and caused a chain reaction; third part is the U.S. subprime mortgage crisis on China's financial institutions revelation that the U.S. subprime mortgage crisis primarily by credit risk, liquidity risk, market risk result of the role, importance of financial institutions should be a warning; fourth part is the risk of financial institutions, preventive measures, recommendations should form the basis of internal control to risk control as the leading financial institutions, risk prevention mechanism.

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