现如今，我国处于汽车社会，人们以投保机动车保险的方式来规避风险。随着车险的快速发展，也出现了许多欺诈现象。对于车险骗保日益增多的实际情况，本文在结合理论与实际的基础上，探析了车险欺诈的成因以及带来的不利影响，更具体介绍了几种不同特点的欺诈表现方式。最后，以我国车险发展的实际情况为出发点，总结了经验教训；并合理借鉴其他发达国家反欺诈的成功经验,提出符合我国车险欺诈实情的针对性防范对策。
第1个回答 2013-04-10
Nowadays, our country is in the car society, people in the insured motor vehicle insurance way to avoid risk. With the rapid development of car insurance, also appeared a lot of fraud. For car insurance insurance fraud is increasing the actual situation, this article based on the combination of theory with practice, analyses the causes of car insurance fraud, and bring the negative impact of the more detailed introduces several different expression characteristics of fraud. Finally, car insurance development in our country's actual situation as the starting point, summarizes the experiences and lessons; And other developed countries for reference the successful experience of frauds, proposed targeted countermeasures suitable to China's auto insurance fraud is the truth.
第2个回答 2013-04-10
Nowadays, China is in the automobile society, people with the insured motor vehicle insurance way to circumvent the risk. With the rapid development of auto insurance, also appeared a lot of fraud. For the actual situation of the insurance fraud is increasing, on the basis of theory and practice, insurance fraud causes as well as the adverse effects of more specific, introduces several different characteristics of the fraud forms. Finally, according to the actual situation of our country insurance development as the starting point, summarizes the experiences and lessons; and learn from the successful experience of fraud in other developed countries, put forward some countermeasures in accordance with China's insurance fraud.
