请帮助翻译以下信用证条款,多谢。

12. An extra copy of Invoice,Packing List and B/L is required for
LC issuing banks record and retention.,
13. If LC is expired and/or overdrawn and such discrepancies are
accepted, LC expired commission at 1/4 pct and/or LC overdrawn
comm at 1/4 pct at overdrawn amount (both with a minimum of
USD50) are for the account of beneficiary and will be deducted
from the proceeds.,

12,交单是请额外提交一套副本的发票、箱单提单给开证行做留存记录。
13.如果信用证超期或汇票价值大于信用证金额,此类不符点可以接受。超期或者金额高开收取多开价值部分的25%(或最低按50美元),此费用有受益人承担,并将从货款中扣除。
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