在最近几年，对财务风险管理的研究日益高涨，因为加强银行的财务风险管理是各银行面对市场竞争的必然产物，在中国市场经济发育不健全的条件下更是不可避免。如果银行对财务风险认识不足，管理不到位，就有可能使企业遭受到巨大的经济损失，银行财务风险是银行在各项财务活动过程中于各种难以预料或控制的因素影响，财务状况具有不确定性，从而使银行有蒙受损失的可能性。财务风险客观存在于银行财务管理工作的各个环节。会对银行的日常经营产生重大影响。本文通过对我国商业银行财务风险的现状分析，指出当前财务管理的主要风险，最后给出有效的防范措施，对我国商业银行的财务风险防范具有十分重要的意义。
关键词：商业银行，财务风险，现状，防范
In recent years, the research on financial risk management is rising, because bank's financial risk management to strengthen the bank faces market competition is the inevitable outcome of the development of market economy in China, under the condition of incomplete is inevitable. If Banks, inadequate understanding of financial risk, management does not reach the designated position, it is possible to make the enterprise suffered huge economic losses, the bank financial risk is bank during the financial activity process in various unexpected or control factors, financial condition is uncertainty, so that Banks have the possibility of loss. Financial risk objectively exists in bank every link of the work of financial management. The day-to-day operations of Banks will be a significant impact. This article through to our country commercial bank's financial risk, and points out that the analysis of the status of current financial management, and finally gives the main risk of effective preventive measures, China's commercial bank's financial risk prevention has the extremely vital significance.
Keywords: commercial Banks, financial risk, and the status quo, prevention追问
Keywords: commercial Banks, financial risk, and the status quo, prevention追问
and the status quo？
这个，是现状的意思么？能用别的表示么。。
是的。也可以用current situation 或 actuality 表示
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第1个回答 2011-05-24
In recent years, the research for financial risk management is rising, because it is the inevitable outcome for bank's strenthening financial risk management when facing market competition, especially under the condition of the imcomplete development of market economy in China. If Banks's understanding of financial risk is inadequate and the management does not reach the designated position, it is possible to make the enterprise suffer huge economic losses, the bank financial risk is bank during the financial activity process in various unexpected or control factors, financial condition is uncertainty, so that Banks have the possibility of loss. Financial risk objectively exists in bank every link of the work of financial management. The day-to-day operations of Banks will be a significant impact. This article through to our country commercial bank's financial risk, and points out that the analysis of the status of current financial management, and finally gives the main risk of effective preventive measures, China's commercial bank's financial risk prevention has the extremely vital significance.
Keywords: Commercial Banks, financial risk, the status , prevention
Keywords: Commercial Banks, financial risk, the status , prevention
