随着我国电子商务的日渐推广，电子金融行业逐渐引起广大民众的注意目光，人们对网络资金日益增长的需求促进了网上银行的发展。伴随着网上银行不断发展的脚步，它存在的系统安全和监管等问题也日渐显现，使网上银行用户在办理业务是产生诸多不便。
论文首先阐述了网上银行的概念，包括网上银行的含义、分类和特点。之后分析了我国网上银行的发展现状，然后剖析了我国网上银行发展过程中存在的问题。最后着重从完善我国网上银行的管理、安全、监管等方面提出了促进我国网上银行稳健发展的对策。
With the increasing promotion of electronic commerce in China, the electronic financial industry has gradually attracted the attention of the general public. People's increasing demand for online capital has promoted the development of online banking. With the continuous development of online banking, its existing system security and supervision issues are also emerging, making online bank users in the handling of business is causing many inconveniences.
This paper first expounds the concept of online banking, including the meaning, classification and characteristics of online banking. After the analysis of the development of China's online banking status quo, and then the analysis of the development of China's online banking problems. Finally, it puts forward the countermeasures to promote the steady development of the online banking in China from the aspects of improving the management, safety and supervision of the online banking in China
翻译完毕，望采纳追问
This paper first expounds the concept of online banking, including the meaning, classification and characteristics of online banking. After the analysis of the development of China's online banking status quo, and then the analysis of the development of China's online banking problems. Finally, it puts forward the countermeasures to promote the steady development of the online banking in China from the aspects of improving the management, safety and supervision of the online banking in China
翻译完毕，望采纳追问
这是机器翻译的，导师说不行。
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