求翻译哈！

• 1. The law however has found a way of distinguishing between gambling contracts, which it will not enforce, and insurance contracts, which it will.

• 2. In particular when anyone applies for insurance, he must tell the prospective insurer every fact that he knows or ought to know which would influence a prudent insurer in deciding whether to grant the insurance and if so, on what terms.
• 3. Please note that the insurance covers FPA and War Risks only. Should additional insurance coverage be required, the extra premium incurred would be for the buyer’s account.
• 4.We will effect insurance against all risks, as requested, charging premium and freight for the consignees.
• 5. It is a very common but mistaken idea that a merchant has done everything that is required to protect himself against losses when he has taken out a WPA insurance.
• 6. At our company our professional and friendly staff will ensure not only that your claim is dealt with promptly but also without necessary argument. After all, you want your claim settled without problems and delays.
• 7. The property insured refers to all properties and expenses specified in the schedule of this policy. The following articles and expenses, after being agreed upon in writing between the insured and the company and evaluated by professional evaluators or public evaluation organizations, may also be covered under this policy.

• 8. The company agrees to indemnify the insured in respect of the material loss of or damage to the insured property stated in the schedule during the period of insurance directly arising from the following perils.

• 9. In the event of any loss or damage, the company shall pay the insured for the reasonable expenses incurred due to necessary measures taken to minimize loss or damage, but such expenses referred hereto shall not exceed the sum insured of the insured property.

• 10. The company believes that the PRC economy will continue to enjoy rapid development in 2005, leading to further increase in demand for non-life insurance. At the same time, the scope for insurance fund investment has been widened, creating favorable conditions for the company to diversity its investment risks and increases its investment returns.

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